Whether insurance covers tree removal depends on why the tree needs to come down and what damage it caused.
Storm damage that causes a tree to fall on your home, vehicle, or other insured structure is typically covered, including the cost of removal.
Fallen trees blocking access to your home may also be covered under many policies.
Preventive removal of a living tree — even a hazardous one — is usually not covered. Insurance pays for damage, not prevention.
Trees that fall but don't hit anything may not be covered for removal, depending on your policy.
Don't wait for a tree to fall and cause damage. Proactive removal is almost always cheaper than dealing with the aftermath. Check your policy, but plan on handling preventive removals out of pocket — it's an investment in protecting your property.
If you have questions or need professional tree service in Southern Vermont, contact A Cut Above Tree Services or call (802) 747-8970.
